When it comes to money, we all could use a little more. But, it’s a grim reality that between paying rent and bills, socializing, eating, dressing, downloading, and pretty much everything else we do, saving isn’t exactly an easy feat for most young women. Which is exactly why we decided to compile a handy list filled with 101 ways to save money today—without drastically altering the lifestyle you’re used to.
While it’s key to know how to stick to strict budget and manage your long-term finances, it’s also key to know easy tips and tricks to save a little immediate cash if you’re feeling short, if you’re looking to splurge on a particular item down the line, or if you’re simply seeking peace of financial mind.
Read on for 101 ways to save money right now, and let us know which tricks you use!
101. Unsubscribe from flash sale emails and sale alerts. Go directly the retailer’s sites if you want, but you’d be surprised how little you impulse buy without the pressure of limited-time emails being hand-delivered to your inbox all day.
100. Forgo manicures and pedicures and do your own nails this month. Make it fun and relaxing by carving out some time, and putting on music.
99. When you order takeout, pay with cash as opposed to using a service like Seamless, whose ease often prompts us to throw in a few extra add-ons.
98. Listen to songs you love on free apps and sites like Spotify, Pandora, or YouTube instead of downloading them on iTunes, which costs $.99 to $1.29 per song.
97. Don’t drop by Zara, H&M, Forever 21, or any other fast-fashion store on the fly, unless you know want something specific. Odds are, you always end up leaving with stuff you may not really need just because they’re cheap.
96. Don’t buy pre-cut produce. Sure it saves time, but a small container of already-sliced oranges can run you $4 to $6, when an actual orange is mere cents.
95. Never download an app that costs money if there’s a basic free version. If you find you’re loving the app and using it regularly, then upgrade to the pay version.
94. Buy things like tampons, makeup removing wipes, bobby pins, hair elastics, detergent, and toothpaste in bulk if you have the room to store them. You’d be shocked how much cheaper they are this way, as opposed to buying them individually at the drugstore.
93. Stop buying bottled water! Buy a water filter instead.
92. Turn off your AC, heat, TV, and all the lights before you leave for work if you pay for electric. It’s a no-brainer, but it’s the holy grail of money-saving rules.
91. Never use your gym membership? Cancel it and start to work out at home using the many free fitness tutorials available on YouTube.
90. If you know you’re only going to wear a trendy item once or twice, don’t buy it. It doesn’t matter how little you spend on something—if you never reach for it, it’s wasted money.
90. Likewise, invest in things you can wear or use daily like a bag, a cashmere scarf, a watch, a pair of boots, denim, or a coat, as opposed to things like trendy tops, or loud pants you can wear once a week at most.