25 Things You Can Do Now to Make Christmas Easier on Your Wallet

NOV 11, 2015 @ 1:44 PM

Make it a holiday season you won’t regret in January.

1. Convince your family to do a gift exchange. Instead of buying a gift for everyone in your family and vice versa, Fanny Seto, the blogger behind Living Richly on a Budget and author of Budgeting Made Easy: 7 Steps to Shape Your Budget, recommends that family members over 18 participate in a Secret Santa-style exchange. Sites like Elfster let the giftee make wish lists and answer your (anonymous!) questions.

2. Budget first. Some parents plan around the big-ticket items their kids want, even if it means digging into savings or racking up debt. It should be the other way around: Set your budget, and then determine what you can afford to give.

3. Check the forums on FatWallet. Seto’s favorite forum for freebies and discounts is popular among couponing bloggers looking for off-the-radar holiday deals.

This entry was posted in Discounts, Money, Shopping and tagged , , , , , . Bookmark the permalink.

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